The 3 Whys

My almost 3 year old daughter often drives me crazy with her constant questioning of whys. But did you know, one of the best way to find the root of a problem is by simply asking why? A couple years ago, I was really unhappy at work that I wanted to quit my job. I … Read more

Autowealth Review

A quick Autowealth Review a year on. Basics Simple strategy of asset allocation and rebalancing Min $3,000 to start Fees at 0.5% + USD$18 per year Why did I choose AutoWealth? When I started out last year, I knew I wanted to diversified my portfolio to include more global equities, as my portfolio was very … Read more

Is Living frugal the same as living stingy?

What is Living Frugal and Living Stingy? Let’s first look at the definition for frugal and stingy. frugal: economical in use or expenditure; prudently saving or sparing; not wasteful; stingy: reluctant to give or spend; not generous; niggardly; penurious; Dictionary.com Living Frugal to me just means, using money in a more efficient way. On the … Read more

Singtel EasyEarn Review

With all the 3 local banks slashing interest rate, it is no surprise that many (including me) are turning to other alternatives to earn more interest. This is a quick review of Singtel EasyEarn (accurate as of 17/07/2020). What is the Singtel Dash EasyEarn? It is an insurance savings plan that pays 2% interest for … Read more

Working from home is the new norm

I went from being nonproductive to productive mode working from home. I have been working from since March, even before the circuit breaker started. And I am still working from home today, and it is expected that the earliest we can return back to office would be on Sep. Even then, we will most likely … Read more