Hello, I’m Suz.
I’m 45, I live in Singapore, and in September 2026 I did something I never thought I’d have the nerve to do: I left my tech job without another one lined up.
For years, I spent my evenings and weekends quietly building a portfolio of dividend stocks and income ETFs, partly out of curiosity and partly because I wanted a safety net. Now that portfolio pays my bills, and I’m learning, in real time, what it actually feels like to live without a monthly salary.
What you’ll find here
Suz Money Life is about money and life, because for me the two have never been separate.
- Money: the real numbers behind the funds I hold, including what I bought, the payouts I received, withholding tax and how they have performed. You’ll also find plain-English comparisons of ETFs I’ve looked into, from a Singapore investor’s point of view.
- Life: what leaving work in your mid-forties is really like, the wobbles and the small wins, and the everyday decisions that come with it.
I started this blog back in 2020, when I was still working full-time and trying to figure out financial independence. A lot has changed since then. My daughter is nine now and keeps me grounded, but the reason I write hasn’t changed: to share honestly what I’m doing with my money, mistakes included, in case it helps someone else on a similar path.
A quick note
I’m not a financial adviser, and nothing on this site is financial advice. These are my own experiences and opinions, so please do your own research before making any investment decisions.
Thanks for stopping by. I’m really glad you’re here.
