Effective date: 18 October 2026

This Privacy Policy explains what information is collected when you visit Suz Money Life (suzmoneylife.com), how it is used, and the choices you have. This is a personal blog run by me, Suz, from Singapore. I try to collect as little as possible, and I never sell your personal information.

Who is responsible for your information

Suz Money Life is run by Suz. If you have any questions about this policy or your personal data, you can email me at suzmoneylife@gmail.com.

Advertising (Google AdSense)

This site uses, or may use, Google AdSense to show adverts. Google and its partners are third-party vendors that use cookies and similar technologies to serve ads based on your previous visits to this website and to other websites.

• Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and/or other sites on the internet.
• You can opt out of personalised advertising from Google by visiting Google Ad Settings.
• You can opt out of some other third-party vendors’ use of cookies for personalised advertising by visiting www.aboutads.info/choices or Your Online Choices (for visitors in Europe).
• If you opt out, you will still see adverts, but they will be less relevant to you.

To learn more about how Google uses information from sites that use its services, see How Google uses information from sites or apps that use our services. Where the law requires it (for example, for visitors in the UK, the European Economic Area or Switzerland), I will ask for your consent to advertising cookies through a consent tool once one is in place on this site.

Analytics (Google Analytics via Site Kit by Google)

I use Google Analytics, connected through the Site Kit by Google plugin, to understand how readers use this site: for example, which pages are read, how long people stay, roughly where visitors come from (country or city level) and what device or browser they use. Google Analytics uses cookies and collects information such as your IP address, which Google uses to estimate location. I only see aggregated reports, not information that identifies you personally.

You can prevent Google Analytics from collecting your data by installing the Google Analytics opt-out browser add-on. You can read more in Google’s Privacy Policy.

Site statistics (Jetpack and WordPress.com)

This site is hosted on WordPress.com and uses Jetpack Stats, provided by Automattic, to count visits and see which posts are popular. Jetpack Stats processes limited information such as your IP address, the page you visited, the referring page, your browser and your approximate location, and may set a cookie. Automattic uses this to produce aggregated statistics for me. You can read more in Automattic’s Privacy Policy and Jetpack’s privacy information.

Comments

When you leave a comment, the site collects the name, email address and website (optional) that you enter, the comment itself, your IP address and your browser details. This helps me reply to you and keep the comments section free of spam.

• Your email address is never shown publicly.
• Comments are checked by the Akismet anti-spam service, run by Automattic. See Akismet’s Privacy Policy.
• An anonymised string created from your email address (a “hash”) may be sent to the Gravatar service to see if you have a profile picture. See Automattic’s Privacy Policy. Once your comment is approved, your Gravatar picture may appear next to it.
• If you tick the box to save your details, cookies will remember your name, email and website so you do not have to type them again.
• Comments and the information attached to them are kept until you ask me to remove them or I delete them.

Redirect and error logs

This site recently changed its web address format, and I use the Redirection plugin to send old links to the right place. To find broken links, the plugin keeps logs of redirected and “page not found” requests. These logs may include the address requested, the date and time, the referring page and your browser details, and, depending on the plugin’s settings, your IP address. I use these logs only to fix broken links, and they are deleted automatically after a short period.

Cookies

Cookies are small text files that a website stores on your device. This site and the services above use cookies for advertising, analytics, statistics and to remember your comment details. You can block or delete cookies in your browser settings. AboutCookies.org explains how to do this in most browsers. Some features may not work properly if you block cookies.

Sharing your information

I do not sell, rent or trade your personal information. Information is shared only with the service providers named in this policy (Google, Automattic/WordPress.com, Jetpack, Akismet and Gravatar) so they can provide their services, or where I am required to by law.

Affiliate and external links

Some posts contain links to other websites, including referral or affiliate links. If you click them, those websites may collect information about you under their own privacy policies, which I do not control.

Your rights

Depending on where you live, including under Singapore’s Personal Data Protection Act (PDPA) and the GDPR, you may have the right to ask what personal data I hold about you, ask me to correct or delete it, or withdraw your consent. To make a request, email me at suzmoneylife@gmail.com, and I will reply as soon as I can.

Children

This blog is written for adults and is not directed at children under 13. I do not knowingly collect personal information from children.

Changes to this policy

I may update this policy from time to time, for example when I add or remove a service. The effective date at the top of this page shows when it was last changed.

Contact

If you have any questions about this Privacy Policy, please email suzmoneylife@gmail.com.