Crypto Summer Upon Us?

Did you survive the bear market? I’m sure glad I did. In an earlier post, I wrote how everything in crypto is a Ponzi until it is not. Bitcoin is just silly. A digital contract is what it is, backed by nothing. But then, BTC ETF got approved. It doesn’t matter how silly it seemed … Read more

December 2023 Portfolio Update

It’s the most wonderful time of the year~~~ I love December. And it’s time for another bi annual update. You can check out my previous update here. My Portfolio is made up of 3 components: Income, Growth and Crypto. INCOME PORTFOLIO I’ve made some changes to this portfolio. Initially, the plan was to just add … Read more

BasedApp Review (2023)

Getting Started: The Waiting List and Easy Registration I recently began exploring Basedapp, starting with their debit card. The initial step required getting on a waiting list to receive an invitation, a minor step in the process. Once invited, the registration was incredibly straightforward, thanks to MyInfo. Basedapp offers multiple sign-up options: Google SSO, email … Read more

Should You Buy TLT (20+ year Treasury Bond) (2023)

As of December 2023, the investment community is buzzing about the potential of TLT as an investment opportunity. Let’s delve into what TLT entails The iShares 20+ Year Treasury Bond ETF (TLT) gives investors targeted access to U.S. Treasury bonds with over twenty years to maturity. It aims to mirror the performance of the IDC … Read more

Why Earning More Matters

So recently I came across a couple of you tube videos where they were doing case studies on families that are struggling on combined income of greater than SGD$10k/month. Honestly, $10k combined income for a family with kids and older parents in Singapore is barely enough. I know I might get flamed for saying this, … Read more

Alternative Income Update – Q3 2023

It’s that time of the year. Time for Q3 alternative income update. Let’s go. Total income for Q3 came up to SGD$2,831.62. This time round, most of these sources of income are passive income from TradFi sources. USD FD/Bank Interest As usual, because of the high interest rate environment, I have been parking my idle … Read more

July 2023 Portfolio Update

It’s time for the half a year portfolio review. I love doing reviews on a green week. And what a difference 6 months made. You can check out my previous update here. There are basically 3 components to my portfolio. Income Portfolio I went crazy with the income portfolio these past 6 months. I bought … Read more