Life is like a cup of coffee… Enjoy it while it last
A very late post. I wasn’t sure what I wanted to write on this site anymore. More about my life or on finance topics. Then came AI agents. So I wanted to try out to see how it all works. I have a chatgpt subscription which comes with Codex. Codex is a AI coding agent. … Read more
Background In July, I got the news that my role at my current company would be made redundant by the end of the year. I’ve been here for 10 years—yes, that long! So it’s safe to say, I haven’t been in the interview game for quite a while. I suppose I’m “lucky” in a way, … Read more
It’s been almost 2 months since I got the news that my job will be made redundant by end of the year. So what have I been up to? Literally trying to make more bread. I discovered ratios in making bread. Once you know the ratio, you probably can make any bread. You don’t have … Read more
Recently, my colleague asked me about how to get started in investing. And I just told her what everyone else recommends, just buy the S&P500 ETF or a world index ETF. A couple weeks later, I asked her, so have you started your investment? And her reply was, there are so many S&P500 ETFs! I … Read more
Our department in Singapore received an email yesterday saying that there is an important meeting today that we all have to attend. Low and behold, our department will be relocated from Singapore to other countries, which means all of our roles are impacted. I started building an income portfolio to prepare for this day when … Read more
Time for another bi annual update. You can check out my previous update here. My Portfolio is made up of 3 components: Income, Growth and Crypto. INCOME PORTFOLIO I have been adding more REITs to this portfolio for the past 6 months because their price are getting crushed. Buy more when people are fearful I … Read more
The interest rate for Singapore Savings Bond (SSB) Jun 2024 (SBJUN24 GX24060A) is at 3.33% p.a. if held to maturity. If you invest $10,000, and hold it to Maturity until the 10th year, you would have earned $3,341.00. The 1st year’s interest rate is at 3.26%. If you decide to redeem after the 1st year, you will still earn $325.11. Why is … Read more
Did you survive the bear market? I’m sure glad I did. In an earlier post, I wrote how everything in crypto is a Ponzi until it is not. Bitcoin is just silly. A digital contract is what it is, backed by nothing. But then, BTC ETF got approved. It doesn’t matter how silly it seemed … Read more
It’s the most wonderful time of the year~~~ I love December. And it’s time for another bi annual update. You can check out my previous update here. My Portfolio is made up of 3 components: Income, Growth and Crypto. INCOME PORTFOLIO I’ve made some changes to this portfolio. Initially, the plan was to just add … Read more