Crypto Summer Upon Us?

Did you survive the bear market? I’m sure glad I did. In an earlier post, I wrote how everything in crypto is a Ponzi until it is not. Bitcoin is just silly. A digital contract is what it is, backed by nothing. But then, BTC ETF got approved. It doesn’t matter how silly it seemed … Read more

December 2023 Portfolio Update

It’s the most wonderful time of the year~~~ I love December. And it’s time for another bi annual update. You can check out my previous update here. My Portfolio is made up of 3 components: Income, Growth and Crypto. INCOME PORTFOLIO I’ve made some changes to this portfolio. Initially, the plan was to just add … Read more

BasedApp Review (2023)

Getting Started: The Waiting List and Easy Registration I recently began exploring Basedapp, starting with their debit card. The initial step required getting on a waiting list to receive an invitation, a minor step in the process. Once invited, the registration was incredibly straightforward, thanks to MyInfo. Basedapp offers multiple sign-up options: Google SSO, email … Read more

Should You Buy TLT (20+ year Treasury Bond) (2023)

As of December 2023, the investment community is buzzing about the potential of TLT as an investment opportunity. Let’s delve into what TLT entails The iShares 20+ Year Treasury Bond ETF (TLT) gives investors targeted access to U.S. Treasury bonds with over twenty years to maturity. It aims to mirror the performance of the IDC … Read more

GGRW ETF Review (2023) – Should you buy?

Within my current income portfolio, which is geared towards generating income, I hold investments in Singaporean banks, various Real Estate Investment Trusts (REITs), and Singapore Savings Bonds. These have consistently been robust pillars of steady income for me. Now, I’m thinking of diversifying my portfolio by adding stocks that pay dividends from markets beyond Singapore. … Read more

Why Earning More Matters

So recently I came across a couple of you tube videos where they were doing case studies on families that are struggling on combined income of greater than SGD$10k/month. Honestly, $10k combined income for a family with kids and older parents in Singapore is barely enough. I know I might get flamed for saying this, … Read more

UDVD ETF Review (2023)- Should you buy?

In my existing income-generating portfolio, I have investments in Singapore banks, Real Estate Investment Trusts (REITs), and Singapore Savings Bonds. These have been reliable sources of steady income. I’m now looking to expand my portfolio to include dividend-paying stocks from the U.S. market. A potential approach is to invest in dividend-focused ETFs. The SPDR® S&P® … Read more

VIG ETF Review (2023)- Should you buy?

In my current income portfolio, I hold investments in Singapore banks, Real Estate Investment Trusts (REITs), and Singapore Savings Bonds, all of which have provided a stable income. Now, I’m considering expanding my portfolio to include dividend-paying stocks from the U.S. market. One way to do this could be through dividend-focused ETFs. In this regard, … Read more

SCHD ETF Review (2023)- Should you buy?

In my existing income portfolio, I have invested in Singapore banks, Real Estate Investment Trusts (REITs) and Singapore Saving Bonds which have provided a steady income stream over time. The idea of diversifying further into dividend-paying stocks from the US market through dividend ETFs seemed like a logical step to explore next. Recently, the Schwab … Read more