I left my job at 45 and I’m learning to live off my investments here in Singapore. This is where I compare covered call, dividend and index ETFs using my real payouts, tax and returns.
New here? These posts show the real numbers behind the funds I hold: payouts, withholding tax and returns.
When income goes up, spending often drifts up with it. Here is the difference between lifestyle inflation and lifestyle design, and a few simple ways to choose on purpose.

I’m Suz, and this is my journey of learning to live off my investment portfolio without a regular paycheck.
October 2026 is the first month that I went without receiving a salary income. And given the volatility happening in the market this month, it…
Why does a $100 loss stay in your head longer than a $100 gain? A look at loss aversion, how it shows up in investing,…
What I bought of CSPX, the Ireland-domiciled iShares Core S&P 500 UCITS ETF, how it has done up to 23 Oct 2026, and how it…
Covered call and income ETFs look alike on the surface, but they differ in cost, domicile, yield and, for those of us outside the US,…