behavioral psychology

Have you ever eaten food that tastes bad, but you continue to finish it because you have already paid for it?  Or have you ever tried to win a toy at a fair, and in the end, you spend so much more that it would have been cheaper if you just bought it yourself? Or … Read more

My almost 3 year old daughter often drives me crazy with her constant questioning of whys. But did you know, one of the best way to find the root of a problem is by simply asking why? A couple years ago, I was really unhappy at work that I wanted to quit my job. I … Read more

Is money everything? Find out more in this post

Being lazy can be a good thing. Find out why.

What is Living Frugal and Living Stingy? Let’s first look at the definition for frugal and stingy. frugal: economical in use or expenditure; prudently saving or sparing; not wasteful; stingy: reluctant to give or spend; not generous; niggardly; penurious; Dictionary.com Living Frugal to me just means, using money in a more efficient way. On the … Read more

Want to spend that $10,000 on a handbag or your favourite holiday vacation? Find out how you can do that with conscious spending.

Examples of how i was stuck in motion and not taking actions, and how I broke out of it and started taking actions.

As a mother of a two and half year old toddler, carving personal time outside of work is hard enough, let alone making time to sort out my personal finances. This is why it is important to simplify your finances to save as much time you can. Have an account for savings and an account … Read more

Increase income or reduce expenses. Find out which side you should be on in order to accelerate your journey into financial independence.