Affiliate/Referral Links

I only recommend products and services that I have used personally.

Financial Products

  • Kristal.AI
    I use Kristal.AI for the purpose of setting up a recurring investment plan (or as they call Systematic Investment Plan) into the ARKW ETF. They have a wide selection of ETFs that you choose from. And the best part is, there is no cost at all for AUM under USD$50k USD$10k. (this has been reduced in 2021)
  • Endowus
    Endowus is a MAS-licensed investment advisor that helps us invest our CPF, SRS, and cash savings in globally diversified portfolios.
    I personally use Endowus to invest part of my CPF OA monies.
    When you sign up and fund your account, we each get $10,000 in assets advised for free for 6 months. 

Crypto Products

  • BlockFi
    Earn up to 6% interest on your Bitcoin and 8.6% on your stable coins.
    I use BlockFi to setup recurring trades to buy Bitcoin, and also to park some of my excess cash in stable coins to earn 8.6% interest.
  • Celsius
    Earn up to 4.74% interest on your Bitcoin and 12.5% on your stable coins.
    I use Celsius mainly to earn the 12.5% interest on my stable coins. I split my excess cash between BlockFi and Celsius.
  • Hodlnaut
    Earn up to 6.5% interest on your ETH, and 10% on your stable coins.
    I use Hodlnaut to earn interest on my ETH mainly. Always good to spread my cryptos between platforms.
    When you sign up, you will receive a US$20 signup bonus after making an initial deposit equivalent of US$1000 on any of our supported assets. Bonus payouts are paid in the same asset deposited.
  • Gemini
    Earn $10 USD in bitcoin when you trade $100 USD in 30 days.
  • Binance
    Largest Crypto exchange.

Non Financial Products

  • Perk Coffee
    If you fancy some good coffee, but doesn’t want to pay $5 a cup for one, why not try Perk Coffee. I personally subscribed to their ground coffee every 2 weeks to get my caffeine fix when working from home.
  • Book Depository
    I buy physical books from here. They offer free shipping to Singapore, and I have found out that most of the times, the books are much cheaper than buying from a local store. And of course titles that you can’t find locally, you would be able to find them here.
  • Bluehost
    If you are looking for a web host to host your blog or site, I’ll recommend Bluehost. This site is hosted via Bluehost. They offer free Domain Name too.