Life is like a cup of coffee… Enjoy it while it last
A quick Autowealth Review a year on. Basics Simple strategy of asset allocation and rebalancing Min $3,000 to start Fees at 0.5% + USD$18 per year Why did I choose AutoWealth? When I started out last year, I knew I wanted to diversified my portfolio to include more global equities, as my portfolio was very … Read more
What is Living Frugal and Living Stingy? Let’s first look at the definition for frugal and stingy. frugal: economical in use or expenditure; prudently saving or sparing; not wasteful; stingy: reluctant to give or spend; not generous; niggardly; penurious; Dictionary.com Living Frugal to me just means, using money in a more efficient way. On the … Read more
With all the 3 local banks slashing interest rate, it is no surprise that many (including me) are turning to other alternatives to earn more interest. This is a quick review of Singtel EasyEarn (accurate as of 17/07/2020). What is the Singtel Dash EasyEarn? It is an insurance savings plan that pays 2% interest for … Read more
I went from being nonproductive to productive mode working from home. I have been working from since March, even before the circuit breaker started. And I am still working from home today, and it is expected that the earliest we can return back to office would be on Sep. Even then, we will most likely … Read more
What is Retirement Sum? When you reach 55, the monies in your CPF Special Account (SA) and Ordinary Account (OA) will be transferred to a Retirement Account (RA), up to the Full Retirement Sum (FRS). You can then choose to withdraw the excess amount. Or just continue to set it aside for a larger retirement … Read more
[Updated 12/08/2020]Lendlease REIT is one of the newest REIT that got listed last year in Oct 2019. It’s IPO (Initial Public Offer) Price was at $0.88 per share. It was almost 15 times oversubscribed at that time. Sponsor Lendlease Group is an Australian listed company with a market cap of approx. A$8.38 Billion at the … Read more
If you fancy a free Investment Portfolio for Singapore stocks (it will work for other exchange stocks too), here is one that I’ve created using Google Sheet. One thing that I’ve struggled with using Google Sheet previously is getting Singapore stock data from Google Finance. Any Singapore stock data will be retrieved via XML Import … Read more
A short review of OCBC BCIP that I have been using for the past year.
Want to spend that $10,000 on a handbag or your favourite holiday vacation? Find out how you can do that with conscious spending.
