The Sunk Cost Fallacy in Investing

Have you ever eaten food that tastes bad, but you continue to finish it because you have already paid for it?  Or have you ever tried to win a toy at a fair, and in the end, you spend so much more that it would have been cheaper if you just bought it yourself? Or … Read more

The 3 Whys

My almost 3 year old daughter often drives me crazy with her constant questioning of whys. But did you know, one of the best way to find the root of a problem is by simply asking why? A couple years ago, I was really unhappy at work that I wanted to quit my job. I … Read more

Autowealth Review

A quick Autowealth Review a year on. Basics Simple strategy of asset allocation and rebalancing Min $3,000 to start Fees at 0.5% + USD$18 per year Why did I choose AutoWealth? When I started out last year, I knew I wanted to diversified my portfolio to include more global equities, as my portfolio was very … Read more

Is Living frugal the same as living stingy?

What is Living Frugal and Living Stingy? Let’s first look at the definition for frugal and stingy. frugal: economical in use or expenditure; prudently saving or sparing; not wasteful; stingy: reluctant to give or spend; not generous; niggardly; penurious; Dictionary.com Living Frugal to me just means, using money in a more efficient way. On the … Read more

Singtel EasyEarn Review

With all the 3 local banks slashing interest rate, it is no surprise that many (including me) are turning to other alternatives to earn more interest. This is a quick review of Singtel EasyEarn (accurate as of 17/07/2020). What is the Singtel Dash EasyEarn? It is an insurance savings plan that pays 2% interest for … Read more

Working from home is the new norm

I went from being nonproductive to productive mode working from home. I have been working from since March, even before the circuit breaker started. And I am still working from home today, and it is expected that the earliest we can return back to office would be on Sep. Even then, we will most likely … Read more