Life is like a cup of coffee… Enjoy it while it last
“Get Smart with Money” is a new documentary on Netflix that focuses on personal finance. It features 3 individuals and a couple with different financial backgrounds trying to reach their goals with the help of financial coaches. Spoilers ahead. Their Goals Early Retirement Couple John and Kim who are trying to reach Early Retirement. John … Read more
I mentioned in my portfolio post that I still hold a small amount of ALT coins. I currently still hold some $veCRV, $JUNO, $ATOM and my STEPN NFTs. CURVE $veCRV are just locked $CRV. If I had a another chance, I would not have locked it up. But it is what it is. With $veCRV, … Read more
[Check out the latest: Singapore Savings Bond (SSB) Nov 2022 at 3.21%– Should you buy?] The interest rate for Singapore Savings Bond (SSB) Oct 2022 (SBOCT22 GX22100X) is at at 2.75% p.a. if held to maturity. This is slightly lesser than last month’s rate. If you invest $10,000, and hold it to Maturity at the … Read more
The market is pretty volatile these few months. A speech by Jerome Powell tanked the S&P500 by -3.37% in a day. Some financial YouTubers are calling for doom and gloom, while others are saying to buy the dip. It’s the era of information overload. Here’s what I know. Consumer Price Index The Fed will keep … Read more
Recently, Tornado Cash was added to the US Sanctions List. Basically, any wallet that interacted with the Tornado Cash contract was added to the list. So a lot of the defi web servers started blocking these addresses. This included Your Excellency Justin Sun’s wallet address. (Aave has since reverted this) What can you do if … Read more
The short answer is No, you can’t invest if you have no money. The longer answer is, you have to find ways to make money. In this technology age, there is no excuse that you can’t make money. You can install an app on your phone, and be on your way to making money from … Read more
Unfortunately, the truth is, you need money to make this work. Which is why I truly believe that you should be thinking about how to make more money, rather than scrimping to reduce your expenses. I wrote a post previously about Increase income vs reduce expenses which explore this topic in depth. With this portfolio, … Read more
The interest rate for Singapore Savings Bond (SSB) Sep 2022 (SBSEP22 GX22090Z) is at at 2.8% p.a. if held to maturity. This is slightly lesser than last month’s rate. If you invest $10,000, and hold it to Maturity at the 10th year, you would have earned $2,810. Even though this month’s interest is slightly lower … Read more
An overview of VTI vs SPTM VTI(Total Stock Market) SPTM(S&P 1500® Composite Stock Market) Benchmark Index CRSP US Total Market Index S&P Composite 1500® Index Inception Date 24 May 2001 04 Oct 2000 Expense Ratio 0.03% 0.03% Number of Stocks 4098 1521 Yield 1.59% 1.55% % of 10 largest holdings 22.47% 25.40% AUM 244.5 B 5.65 … Read more