Life is like a cup of coffee… Enjoy it while it last
Shit happens. A year in crypto feels like a decade in the stock market. This year in crypto, we have LUNA/UST meltdown, 3AC and Lending CEFI platforms going under, and now we have a top tier FTX exchange in liquidity crisis? And not to mention those protocol hacks we see now and then on DEFI … Read more
If you are into crypto, and you haven’t already heard about FTX, here’s a thread to explain it all. The tldr version is, if you have assets in FTX, might be best to transfer them out until the smoke clears. Even if there is only a 1% chance of FTX going insolvent, is that a … Read more
I have been investing into the S&P500 using my CPF money. I have written about why I chose Endowus to invest my CPF money. You can read more about it here. Now is a good time to do a review since the S&P500 has been down almost 20% year to date. What has changed? I started … Read more
The interest rate for Singapore Savings Bond (SSB) Dec 2022 (SBDEC22 GX22120S) is at at 3.47% p.a. if held to maturity. This is the highest that we have ever seen in the history of SSB. If you invest $10,000, and hold it to Maturity at the 10th year, you would have earned $3,486.00. The 1st year’s interest rate is at 3.26%. … Read more
When I started this blog, it wasn’t out of intent to make money. It was more to document my journey to FI. Writing about what I believe will help me toward FI. If I had wanted to make money from the beginning, I wouldn’t start with personal finance, as it is a very competitive niche. … Read more
I have always heard about trading bots but never really dig into it. I saw a youtube video recently, and the youtuber mentioned that he made 1% each week, which isn’t much by crypto standards. But if I can use this trading bot to generate trading income of 3-4% each month, I probably should take … Read more
In an earlier post, I mentioned that I am sitting on a lot of USDC. I have since withdraw some of those out to my bank account. I have some parked in TIGER to DCA into SPY. And the rest were idling doing nothing like a lazy bum. Then I found out that DBS has … Read more
[The Dec SSB 2022 post can be found here.] The interest rate for Singapore Savings Bond (SSB) Nov 2022 (SBNOV22 GX22110A) is at at 3.21% p.a. if held to maturity. This is the highest that we have ever seen in the history of SSB. If you invest $10,000, and hold it to Maturity at the 10th year, you would … Read more
When I first read about quiet quitting, I thought that sounds like I am just doing my job. What is quiet quitting? My understanding of it is, just doing what is required of your job’s responsibility, but not going above and beyond what is expected. What is so bad about that? Nothing, in my opinion. … Read more