Life’s bitch and then you die

I do realised that my blog is called Suz’s money life. But I seldom write posts about life. So here goes. ‘Life’s bitch and then you die’ sounds like a bleak perspective that life is nothing but suffering, with the only escape being death. But no, that’s not what my life is about. When I … Read more

December 2022 Portfolio Update

It’s the most wonderful time of the year~ all my stocks and crypto are falling like no other daayyyyy~ it’s the most wonderful time of the yeeaaarr~ 😀 As mentioned in my July 2022 Portfolio update, I’ve split my portfolio these 3 category. Let’s go. Income Portfolio Holdings % Allocation %P/L Syfe REITs 18.5% -2.76% … Read more

Singapore Savings Bond (SSB) Jan 2023 at 3.26%– Should you buy?

The interest rate for Singapore Savings Bond (SSB) Jan 2023 (SBJAN23 GX23010Z) is at 3.26% p.a. if held to maturity. If you invest $10,000, and hold it to Maturity at the 10th year, you would have earned $3,283.00. The 1st year’s interest rate is at 2.95%. If you decide to redeem after the 1st year, you will still earn $293.37. Why … Read more

How I am buying my bags during this crypto winter

It seems like after the FTX collapsed, a lot of folks are done with crypto. Is this the end for crypto? I have no idea. Have I exited all crypto investment? No. I have a small bag of ETH which I bought at a average price of $1300. I’m using these ETH to write call … Read more

Alternative Income Updates – Q3 2022

Q3 turns out to be yet another disappointing quarter. I have been moving some of my funds back to REITs and local bank stocks as there is no more free money in crypto, so here we go. Stocks/Bonds Since all the CEFI meltdowns, I have been allocating money back to REITs using SYFE REIT+, and … Read more

It’s all rainbows and butterflies until …

Shit happens. A year in crypto feels like a decade in the stock market. This year in crypto, we have LUNA/UST meltdown, 3AC and Lending CEFI platforms going under, and now we have a top tier FTX exchange in liquidity crisis? And not to mention those protocol hacks we see now and then on DEFI … Read more

When there’s smoke, there’s often fire

If you are into crypto, and you haven’t already heard about FTX, here’s a thread to explain it all. The tldr version is, if you have assets in FTX, might be best to transfer them out until the smoke clears. Even if there is only a 1% chance of FTX going insolvent, is that a … Read more