Money

How to save $1000 in 3 simple steps

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When I first started working around 20 years ago (yes, I am that old) fresh out of polytechnic, I had zero savings. My first job made $1,200 a month. 2 years in, I still don’t have $1000 in savings in my bank account. I was a spendthrift back then. I was buying new gadgets almost … Read more

Should You Invest In The Stock Market Now or Wait?

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Why you should not invest in the stock market now? You need the money in the near future If you know that you need the money in the next 1-2 years, maybe it’s for a down payment for your house, or to pay for your wedding or your house renovation, then you should not invest … Read more

My Portfolio as of 2020

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Only 3 more weeks before the end of 2020! Where did the year go? I have absolutely no idea. It’s crazy how the year just went by. And I’m hitting the big 40 next year. 🙁 That said, I started this blog in May 2020. Had to change my domain name in Aug 2020 as … Read more

Investing With CPF Monies

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Can I use CPF for investment? You can use your CPF savings that are in the OA and SA for investing under the CPF Investment Scheme(CPFIS). To do that, you will need to open a CPF Investment Account with either UOB, DBS or OCBC bank. Any one of these banks will do, there is no … Read more

Should you keep finances separate as a married couple?

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Recently, I came across this thread on Reddit. Basically the poster found out his wife of 4 years has a secret savings account and they are getting a divorce. I won’t comment who’s right or wrong. But I do feel that this is why it is important for married couples to have separate finances. Why … Read more