Life is like a cup of coffee… Enjoy it while it last
The interest rate for Singapore Savings Bond (SSB) Aug 2022 is at at whopping 3% p.a. if held to maturity. This is the highest I’ve seen in the SSB history. If you invest $10,000, and hold it to Maturity at the 10th year, you would have earned $3,019. 1st year’s interest is at 2%. If … Read more
What is StepBet? StepBet is an app that lets you place a bet that you can complete the X number of steps for X weeks. You win if you can complete the challenge. If you cannot complete the challenge, then you lose your bet. How does it work? Each challenge is defined by your weekly … Read more
Never a dull moment in crypto. A month ago, we had the LUNA/UST crash, a couple days ago, Celsius halt withdrawals. Today, rumor has it that 3AC got margin called. What is next? Will there be Domino effects? And here is this interesting thread on why 3AC will not be the last. And then there … Read more
Never a dull moment in crypto world. We had the LUNA/UST collapsed just 3 weeks ago, and now we have Celsius on a bank run situation. Even earning yields with stablecoins seems risky now. Disclosure: I have withdrawn all my coins from CEFI platforms since the whole LUNA/UST depeg fiasco. If you have any holdings, … Read more
I thought this is a good timing to do a quick review on my Autowealth portfolio, as the market is tanking. Cause the previous 2 reviews (1st year and 2nd year) were done when market is up only. Recap I started using Autowealth back in 2019. The main reason for using Autowealth back then was … Read more
Lately, you would have noticed that I am writing more posts on crypto currency. But that doesn’t mean that I am no long investing the traditional financial markets. It just meant that most of these TradFi investment are on auto pilot now. I don’t monitor much. Having recently crossed the 1 year mark of investing … Read more
Yes, I am still very much into the TradFi game as I am into Crypto DeFi/CeFi. I don’t believe in zero sum games. I believe that TradFi, DeFi and CeFi can all co-exist. Having recently crossed the 2 year mark of investing with Autowealth, I thought it might be good to to do a quick … Read more
Endowus is one of the many robo-advisor available in Singapore. However, as of writing, they are the only one where you can invest your CPF with. This post will focus on the Fund Smart platform using CPF OA, as that is the one that I’m currently using. Basic Summary Endowus All in Access Fee at … Read more
Find out in this article how the expense ratio affects the investment returns.