Life is like a cup of coffee… Enjoy it while it last
I know a lot people use Chat GPT for blog content creation. It’s a wonderful tool to assist you with blog posts, ideas or outlines when you are stuck. But did you know you can use Chat GPT for more than blog posts? I’m a Software Engineer in Test, which basically means, I write codes … Read more
The interest rate for Singapore Savings Bond (SSB) Feb 2023 (SBFEB23 GX23020X) is at 2.97% p.a. if held to maturity. If you invest $10,000, and hold it to Maturity at the 10th year, you would have earned $2,988. The 1st year’s interest rate is at 2.84%. If you decide to redeem after the 1st year, you will still earn $284. Why is … Read more
Another quarter, another update. I’ve decided to simplify the format. I am still building my income portfolio, so we should see more income from bonds, and stocks in the near future. On Crypto front, it’s still crypto winter, so nothing exciting. I’m still selling options on Dopex. And earning some coffee money on StepN and … Read more
It’s the most wonderful time of the year~ all my stocks and crypto are falling like no other daayyyyy~ it’s the most wonderful time of the yeeaaarr~ 😀 As mentioned in my July 2022 Portfolio update, I’ve split my portfolio these 3 category. Let’s go. Income Portfolio Holdings % Allocation %P/L Syfe REITs 18.5% -2.76% … Read more
The interest rate for Singapore Savings Bond (SSB) Jan 2023 (SBJAN23 GX23010Z) is at 3.26% p.a. if held to maturity. If you invest $10,000, and hold it to Maturity at the 10th year, you would have earned $3,283.00. The 1st year’s interest rate is at 2.95%. If you decide to redeem after the 1st year, you will still earn $293.37. Why … Read more
Q3 turns out to be yet another disappointing quarter. I have been moving some of my funds back to REITs and local bank stocks as there is no more free money in crypto, so here we go. Stocks/Bonds Since all the CEFI meltdowns, I have been allocating money back to REITs using SYFE REIT+, and … Read more
First up, if you don’t already know what DCA (Dollar Cost Averaging) is, then you should check out this in depth article in Investopedia explaining what DCA is. The simple explanation that I know, is investing a fixed amount of money at a regular interval (weekly, monthly, quarterly) for a long enough period of time. … Read more
Shit happens. A year in crypto feels like a decade in the stock market. This year in crypto, we have LUNA/UST meltdown, 3AC and Lending CEFI platforms going under, and now we have a top tier FTX exchange in liquidity crisis? And not to mention those protocol hacks we see now and then on DEFI … Read more
If you are into crypto, and you haven’t already heard about FTX, here’s a thread to explain it all. The tldr version is, if you have assets in FTX, might be best to transfer them out until the smoke clears. Even if there is only a 1% chance of FTX going insolvent, is that a … Read more