How to predict the future SSB interest rates?

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First up, in order to predict the future SSB interest rates, we need to understand how SSB interest rates are determined. According to the MAS site: The SSB on offer in any given month are linked to the daily average SGS yields as published by MASin the previous month. https://www.mas.gov.sg/-/media/MAS/News-and-Publications/Press-Releases/Annex-1-FAQ.pdf So basically it is linked … Read more

How To Buy SSB via Internet Banking – Step By Step Guide

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Before you can buy SSB, you need to make sure you have a Central Depository Account (CDP) account. You can apply for a CDP account here. DBS Internet Banking Login to DBS Online Banking Site and follow the steps. (Note that you cannot apply for SSB on the DBS Digibank app.) OCBC Internet Banking Login … Read more

Singapore Savings Bond (SSB) Aug 2022 at 3%- Should you buy?

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The interest rate for Singapore Savings Bond (SSB) Aug 2022 is at at whopping 3% p.a. if held to maturity. This is the highest I’ve seen in the SSB history. If you invest $10,000, and hold it to Maturity at the 10th year, you would have earned $3,019. 1st year’s interest is at 2%. If … Read more

Alternative Income Updates – Q2 2022

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This has got to be one of the most difficult quarterly update to write, with all the drama that has been going on the crypto scene. Interest from CEFI (Centralized platforms) I have stopped lending and withdraw all my stable coins from all CEFI platforms in May after the Terra/UST meltdown. This include Celsius, Hodlnaut, … Read more

I tried StepBet for 6 weeks and here’s how much I won.

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What is StepBet? StepBet is an app that lets you place a bet that you can complete the X number of steps for X weeks. You win if you can complete the challenge. If you cannot complete the challenge, then you lose your bet. How does it work? Each challenge is defined by your weekly … Read more

HODL Your Cash

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Never a dull moment in crypto. A month ago, we had the LUNA/UST crash, a couple days ago, Celsius halt withdrawals. Today, rumor has it that 3AC got margin called. What is next? Will there be Domino effects? And here is this interesting thread on why 3AC will not be the last. And then there … Read more

Back to Basics: REITs Investing with SYFE Wealth

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Never a dull moment in crypto world. We had the LUNA/UST collapsed just 3 weeks ago, and now we have Celsius on a bank run situation. Even earning yields with stablecoins seems risky now. Disclosure: I have withdrawn all my coins from CEFI platforms since the whole LUNA/UST depeg fiasco. If you have any holdings, … Read more

I sent USDT to my Stepn wallet. Here’s how to retrieve your USDT

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For Solana network 1. Install Phantom Wallet either on your phone or on your browser. (in this example, I’m going to install it on my Iphone) 2. Import your StepN wallet with your seed phrase. If you don’t know your seed phrase (do not reveal this to anyone), you can view it from your StepN … Read more

Autowealth Review: 3 Years On

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I thought this is a good timing to do a quick review on my Autowealth portfolio, as the market is tanking. Cause the previous 2 reviews (1st year and 2nd year) were done when market is up only. Recap I started using Autowealth back in 2019. The main reason for using Autowealth back then was … Read more