I used to not understand what this means. But as i grew older, I realized that is so real. With a blink of an eye it’s August. The last time I blogged, I was still searching for jobs, anxious about starting my new job in Jan.
Honestly, I don’t know where all the time has gone. All I know is, time is bloody limited. I’m 44 this year. 6 more years, I’ll be considered a young senior. A lot had happened these past few months.
My father in law passed away unexpectedly. He was a rather healthy individual. Found out he had leukemia, the aggressive type. From the moment we heard the diagnosis, to his death, everything happened so fast in the span of 2 months.
You can be living happily, healthy in one minute, and the next, you don’t know what will happen. This incident made me realized just how fragile life is. And you only get this one life, to live. Do you want to live to work, or work to live?
So lately, the thought of resigning from my new job is on my mind a lot. I don’t really enjoy this new role I’m at. But at the same time, I also have no wish to look for other jobs when I resign…
Yes I am thinking of retiring! But then, do I have enough? I have been looking at my savings and investments. I have been saving a lot since last year. I had my retrenchment package that helped buff up my savings. I think I have more than enough savings to tide me through 2 – 3 years.
My investment portfolio excluding CPF, consist of mainly broad market ETFs, SG Banks stocks and SSBs. I finally hit $500k mark. I invested about $400k in total. If this portfolio can grow modestly at 7% per year, I’ll be super contented.
I know compared to others, this isn’t a lot, and it also depends on how much you spend. I’m not a big spender, the only thing I don’t mind splurging on is food, and transport. Other than these, I barely buy stuff. All my clothes are from Uniqlo. Sometimes, I think they should sponsor me, cause I literally wear their t-shirt and jeans almost every day.
The next question is, what do I do with all the time if I am not working?
I have been envisioning this. Every morning, after i drop off my daughter to school in the morning, I will walk to the pool and have a swim. After that, I will stroll to some of my favorite stalls for breakfast. And that is probably half my day gone.
Lately I have been watch CNA’s Hustle in my HDB series. I thought it was so interesting, there was even a household that was selling smoked BBQ meat. It brought a different perspective, maybe I can do baking at my home and just have people walk in to collect? I don’t know the details. Just some naive thinking at the moment.
The real challenge for me is, how do I walk away from a 5 figure monthly paycheck? When is enough enough? I don’t know. Do we walk away when it is too late? Or when it is enough?
Wish me luck.