-
The Lazy post
Being lazy can be a good thing. Find out why.
-
Is Living frugal the same as living stingy?
What is Living Frugal and Living Stingy? Let’s first look at the definition for frugal and stingy. frugal: economical in use or expenditure; prudently saving or sparing; not wasteful; stingy: reluctant to give or spend; not generous; niggardly; penurious; Dictionary.com Living Frugal to me just means, using money in a more efficient way. On the…
-
Singtel EasyEarn Review
With all the 3 local banks slashing interest rate, it is no surprise that many (including me) are turning to other alternatives to earn more interest. This is a quick review of Singtel EasyEarn (accurate as of 17/07/2020). What is the Singtel Dash EasyEarn? It is an insurance savings plan that pays 2% interest for…
-
Working from home is the new norm
I went from being nonproductive to productive mode working from home. I have been working from since March, even before the circuit breaker started. And I am still working from home today, and it is expected that the earliest we can return back to office would be on Sep. Even then, we will most likely…
-
Is CPF FRS in 3 years possible?
What is Retirement Sum? When you reach 55, the monies in your CPF Special Account (SA) and Ordinary Account (OA) will be transferred to a Retirement Account (RA), up to the Full Retirement Sum (FRS). You can then choose to withdraw the excess amount. Or just continue to set it aside for a larger retirement…
-
Conscious Spending
Want to spend that $10,000 on a handbag or your favourite holiday vacation? Find out how you can do that with conscious spending.
-
How to avoid being retrenched?
Steps that I’m currently taking to avoid being retrenched and to stop relying on only one source of income
-
Motion vs action
Examples of how i was stuck in motion and not taking actions, and how I broke out of it and started taking actions.
-
How to simplify your finances
As a mother of a two and half year old toddler, carving personal time outside of work is hard enough, let alone making time to sort out my personal finances. This is why it is important to simplify your finances to save as much time you can. Have an account for savings and an account…
-
Increase income vs reduce expenses
Increase income or reduce expenses. Find out which side you should be on in order to accelerate your journey into financial independence.