I left my job at 45 and I’m learning to live off my investments here in Singapore. This is where I compare covered call, dividend and index ETFs using my real payouts, tax and returns.
New here? These posts show the real numbers behind the funds I hold: payouts, withholding tax and returns.
Why does a $100 loss stay in your head longer than a $100 gain? A look at loss aversion, how it shows up in investing, and simple ways to give it less say.

I’m Suz, and this is my journey of learning to live off my investment portfolio without a regular paycheck.
Want to spend that $10,000 on a handbag or your favourite holiday vacation? Find out how you can do that with conscious spending.
Investing in your first ETF in Singapore? Find out more from this quick and simple overview on ETFs investing in Singapore
Steps that I’m currently taking to avoid being retrenched and to stop relying on only one source of income
Examples of how i was stuck in motion and not taking actions, and how I broke out of it and started taking actions.